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The FHA Interest Rate Reduction Refinance Loan or Streamline Refinancing loan is the ONLY FHA loan product that has no FHA-required credit check in most cases, and no FHA-required appraisal. This type of home loan refinance is available only for existing fha mortgages.
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Interest rates have been really low for a few years now, so I’m betting the big change isn’t in loan terms. It could be that you are getting into or out of a home equity type loan or your credit has ..
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