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Mortgage prequalification differs from a pre-approval in that prequalification assesses whether your debt-to-income ratio fits U.S. Bank’s program guidelines for home loans. It also provides an estimate of how much you may be able to borrow – a good first step in your house-hunting journey.
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Getting preapproved for a mortgage from multiple lenders has benefits and disadvantages. Consider all options before pulling credit.. If I’m Pre-Approved for a Home Loan, Is it for Sure I Will.
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