what kind of credit score do i need to buy a house

If you need to, wait 6 or 12 months to see your credit score improve and then start looking for an auto loan. However, if you simply can’t wait and need to buy a car regardless of your current credit score, you should still inform yourself about all the different loans you can get with your current credit score.

What Credit Score is Needed to Buy a Home You may also decide you want a credit card because you can charge everyday purchases on your card and earn rewards for spending. If you hope to get approved for a credit card or any kind. Score.

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Is there a credit score minimum for buying a house? The required minimum credit score for purchasing a home can vary based on the economy and the housing market, but there are some basic guidelines you can go by to determine how likely you are to be approved for a home loan. First, the required score depends on what type of loan you’re getting.

You didn’t really answer the question of what is the minimum credit score to buy a house and you didn’t broach the topic of bankruptcy and buying a house which is precisely the situation I am in. I had to declare bankruptcy 3 years ago and am working to build back my credit, but it’s a very slow process.

Your real credit score, is the one the banks pay for not the free crap you get online. The credit score system is B.S. Companies need some kind of reference on which. almighty fees and lower fico.

Buying a foreclosed house can be an affordable way to buy a home but first, here are four things to consider before you start shopping.. as this can hurt your credit score.) 4. Check Your Credit. the chore will be worth it – you don’t want a credit reporting mistake to hinder your ability to qualify for a home loan at an affordable.

Credit Score Needed to Buy a House in California December 12, 2016 by Mike Trejo This article is part of a new series, through which we will answer some of the most frequently asked question from California home buyers.

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If we had to name the absolute lowest credit score to buy a house, it would likely be somewhere around a 500 FICO score. It is very rare for borrowers with that kind of credit history to receive mortgages. So, while it may be technically possible for you to get a loan with a score of, say, 470,

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