Interest on home equity loans is still deductible, but with a big caveat – The interest paid on that home-equity loan may still be tax deductible. But if you use the money to pay off credit-card debt or student loans – or take a vacation – the interest is no longer.
If you’re making regular payments on your home equity loan or line of credit, you may be searching for a way to pay off your debt sooner and pay less interest over the life of the loan. Creating a home equity payment plan and sticking to it could provide the help you’re looking for.
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