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with the fee included, is lower than the APRs on other loan options. In other words, don’t choose a loan with no origination fee if it has a higher APR than other personal loans you’re considering.
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Loan Fees VA Funding Fee. Generally, all Veterans using the VA Home Loan Guaranty benefit must pay a funding fee.This reduces the loan’s cost to taxpayers considering that a VA loan requires no down payment and has no monthly mortgage insurance.