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Buying your first home is a challenge, particularly if you don’t have much of a credit history. Still, it isn’t impossible to qualify for a mortgage with a sparse credit report, but you’ll have to.
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Sally Herigstad: How to get a mortgage with no credit history. – Many 27-year-olds would no doubt trade places with you, having no debt and getting ready to buy your first house! With a little help from Uncle Sam and the FHA program, you can get a house despite having never had a credit card or other loan. (Under new FHA rules, people with "unresolved" debts won’t be so lucky.)
How To Buy a House, Even With No Savings And Bad Credit. – Sure, you’ll buy a house. Just as soon as the money truck dumps a big load of cash at your front door. And the credit fairy sprinkles a whole bunch of that magic dust on some numbers that aren’t even close to "qualifying" levels. That’s a common response to the idea of buying a home. The desire is there, but perhaps not the ability.
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