Companies affiliated with a single large corporation, Clayton Homes, were responsible for 38 percent of manufactured housing loans in 2016.
Fannie Mae and Freddie Mac do make conventional loans on manufactured homes – if you can find a lender who will do so. More lenders will.
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Community West Bank has been assisting customers with manufactured home loans for over 15 years. We offer low, fixed interest rates that fit your needs.
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Discover some lenders offering mobile home loans for manufactured homes in the US including those on owned and leased land.
It’s a cost-effective approach whether you’re buying brand new or purchasing a resale property, but there are a few things you should know about manufactured home financing. Like many homebuyers, you probably don’t have cash to purchase a property outright, so you’ll need to apply for financing.
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A mobile or manufactured home not permanently affixed in some way to the land beneath it is considered personal property. Lenders don’t mind extending long-term mortgage loans on land and homes.
Wells Fargo specializes in financing Manufactured Home Communities ("MHC"), offering various flexible lending programs to meet your needs. Our experience and dedication to this industry has made Wells Fargo a nationwide leader in MHC financing for more than 15 years.